Banks play a very important role in our daily lives. From depositing and withdrawing money to making digital payments, loans, and other financial services, we depend on banks almost every day. But whenever there is a bank holiday, people face some difficulty if they are not prepared. That is why it is always good to check the bank holiday list in advance.
Now, a big question is coming up: Will banks remain closed on August 19, 2025? Let us understand the details as per the Reserve Bank of India’s (RBI) holiday calendar.
Bank Holidays in India How They Are Decided
Bank holidays in India are decided by two main authorities:
- Reserve Bank of India (RBI) – which announces holidays under the Negotiable Instruments Act.
- State Governments – which declare holidays for regional festivals and occasions.
This means that bank holidays can be different in different states. For example, a festival in Kerala may not be a holiday in Delhi. That is why banks are not closed across the country on all days listed. Some holidays are national, while others are regional.
August 19, 2025 Why This Date Is Important?
According to the holiday list, August 19, 2025, marks Krishna Janmashtami, the birth anniversary of Lord Krishna. It is an important Hindu festival celebrated with great devotion across India. Temples are decorated, fasting is observed, and special rituals are held at midnight, the time of Lord Krishna’s birth.
Since it is a major festival, many states declare a public holiday. This is why banks in several parts of the country may remain closed on this day.
RBI’s Holiday List for August 2025
As per the RBI holiday calendar, banks in India will remain closed on certain days in August 2025. These include both national holidays and regional festivals.
Here are some important dates:
- August 15, 2025 (Friday): Independence Day – Banks closed nationwide.
- August 17, 2025 (Sunday): Parsi New Year (regional holiday).
- August 19, 2025 (Tuesday): Krishna Janmashtami (holiday in many states).
- August 24, 2025 (Sunday): Weekly holiday (Sunday).
- August 30, 2025 (Saturday): Onam (holiday in Kerala).
So, yes, banks in several states will remain closed on August 19, 2025, due to Krishna Janmashtami.
Where Will Banks Be Closed on August 19?
On August 19, most banks in states like Uttar Pradesh, Maharashtra, Gujarat, Madhya Pradesh, and Rajasthan are likely to remain closed because Janmashtami is widely celebrated there.
However, in some states where the festival is not observed, banks may stay open. So, people should always check the state-wise holiday list issued by their local bank branch.
Services That Will Still Work on Bank Holidays
Even if banks are closed physically, customers can still use many services through online platforms. For example:
- ATM Services – You can withdraw or deposit cash at ATMs.
- Net Banking & Mobile Banking – Online transfers through NEFT, IMPS, or UPI will still work.
- Digital Payments – Services like Google Pay, PhonePe, and Paytm will continue as usual.
- Credit/Debit Cards – Can be used for shopping and bill payments.
This means that a bank holiday does not completely stop your financial activities. But if you need to visit the branch for work like updating passbooks, submitting documents, or loan discussions, you will have to wait until the next working day.
Why It Is Important to Check Bank Holidays in Advance
- Avoid last-minute trouble: If you have an urgent cheque deposit or cash withdrawal, plan before the holiday.
- Business owners: Shopkeepers and traders must prepare for cash needs in advance.
- Loan/EMI payments: Ensure that auto-debits and cheque clearances are done on time.
- Travelers: If you are going on a trip, carry enough cash or ensure online payment options are available.
Final Thoughts
So, to answer the main question – Yes, banks will remain closed in many states on August 19, 2025, for Krishna Janmashtami, as per RBI’s holiday list. But not all states will have this holiday, so you must confirm with your local branch.
The good news is that online services like UPI, mobile banking, and ATMs will keep working, so you can still manage most financial tasks.
In short, if you have important bank work in August, plan it carefully around the holidays. This will save you time and stress.
